Student Overdraft Facilities

We would recommend making use of your Student Bank Overdraft facility in case of an emergency.

An overdraft is when a bank lets you spend more money than is in your account (up to a pre-agreed sum). This can be a great way to have some emergency cash flow in times of unexpected financial difficulty.

Many banks offer student accounts with overdraft facilities, ranging from £500 to £3000. The overdraft usually has 0% interest, and banks offer flexibility in paying this back once your studies come to an end. For example, you could have up to 2 years to pay this back before the bank begins to add an interest rate.

Please bear in mind that if you use an unarranged overdraft, you may be charged fees by your bank. Check with your bank before using these services.


Harglenis Building

166-220 Holloway Road

London, UK

N7 8DB

United Kingdom

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Old Castle Street

London, UK

E1 7NT

United Kingdom

Opening Hours

Mondays to Fridays: 10am-5pm

The Students' Union is physically closed for Summer, if you want to contact us please e-mail or leave us an answerphone message on 020 7133 4171. E-mails will be picked up quicker by the team than answerphone messages.